Privacy and Refund Policy

•1.    Privacy Policy

At D.G. McDermott Associates, LLC (DGM) protecting personally identifiable information about you is important to us. We strive to protect the personal information under our control and take certain precautions to help maintain the security and integrity of that data.

What this Privacy Policy Covers

  • DGM's treatment of personally identifiable information that is collected when you are on the DGM site and when you use DGM services.
  • DGM's treatment of any personally identifiable information that DGM's business partners share with DGM.

This policy does not apply to the practices of companies that DGM does not own or control or to people that DGM does not employ or manage.

In general, you may visit the Web site without having to provide any personal information. However, in order to deliver certain online services, DGM may request such information. The areas of the DGM Web site that require you to enter personal information typically include those that involve requests or purchases. 

Information Sharing and Disclosure

DGM will not sell or rent your personally identifiable information to anyone.

DGM will send personally identifiable information about you to other companies or people only when: 

  • we have your consent to share the information.
  • we need to share your information to provide the product or service you have requested. 
  • we need to share the information with certain service partners in order to respond to your comments or to resolve service issues. (Unless we tell you differently, these partners have no independent right to use this information except to respond to your comments or to resolve the service issues.)
  • we respond to requests from any US or foreign government, security, defense, revenue, regulatory or other authority, agency or officer.
  • we respond to subpoenas, court orders or legal process.


DGM uses industry-standard SSL encryption to protect data transmissions. This secure-server software encrypts information, ensuring that Internet transactions remain private and protected. Your name, address, and credit card number, or any other part of your communication, cannot be read by a third party, as the information travels securely from your computer to our server. If you prefer, however, you may always choose to call or fax our office to conduct your transaction instead of using the secure online forms.

Changes to this Privacy Policy

Occasionally, we may update this Data Privacy Statement. We'll notify you about material changes in the way we treat personally identifiable information by placing a notice on our site. Any new privacy statement will apply to the information already collected at the time of the update. We encourage you to periodically review this Statement so that you'll always know what information we collect, how we use it, and to whom we disclose your information

Terms of Use

D.G. McDermott Associates, LLC makes available this Web site and the information and services contained herein in furtherance of DGM's business and client service. While DGM makes every effort to present accurate and reliable information on this site, DGM does not endorse, approve, or certify such information, nor does it guarantee the accuracy, completeness, efficacy, or timeliness of such information. Use of such information is voluntary, and reliance on it should be undertaken only after an independent review.

Information on this Web site is provided "as is," without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that service will be uninterrupted or error free. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Information on this Web site may contain technical inaccuracies or typographical errors.  Information may be changed or updated without notice.  DGM may also make improvements and/or changes in the products and/or the programs described in this information at any time without notice.

DGM makes no representations whatsoever about any other Web site to which you may gain access through this one.  A link to a non-DGM Web site does not mean that DGM endorses or accepts any responsibility for the content or the use of such a site.  It is your responsibility to take the necessary precautions to ensure that whatever you select for your use is free of viruses, worms, Trojan horses, and other potentially destructive or intrusive items.  In no event will DGM be liable to any party for any direct, indirect, special, or other damages resulting from the use of this Web site or of any hyperlinked Web site, including, and without limitation, any lost profits, business interruption, loss of data or other information, or otherwise, even if we are expressly advised of the possibility of damages.

This Web site (including, but not limited to, text, content, graphics, video, and audio) is protected by copyright as a collective work or compilation under U.S. copyright and other laws.  Materials herein can be redistributed for non-commercial purposes (research, teaching, private study, activism, etc.) but all copies must display a copyright notice (Copyright [year] D.G. McDermott Associates, LLC) and full attribution.

Contact Information

DGM reserves the right to modify this Data Privacy Statement at any time. If you have any questions or complaints about DGM's use of your personally identifiable information or about this Data Privacy Statement, please send an email to

•2.    Refund Policy

All sales are final, no refunds are available on orders. As a provider of a customized service (information), the information can be used immediately upon viewing, and there is no product to return. Once a service has commenced, there can be no refund.

Before you complete your purchase please carefully review whether the particular product under consideration will meet your needs

If you experience any problems downloading content, please contact dm and we will assist you.